Coadjute is a UK property governance, risk, and compliance platform with a current emphasis on managed anti-money-laundering services. It serves estate agents, conveyancers, money-laundering reporting officers, buyers, sellers, and other transaction participants through digital onboarding, structured checks, evidence collection, reporting, and controlled sharing. Coadjute can support an organization's AML process, but software, specialist review, or a completed report does not remove the regulated firm's responsibility for risk decisions, supervision, records, and escalation.
What Coadjute does
Coadjute's current materials describe identity verification, source-of-funds and source-of-wealth analysis, enhanced due diligence, ongoing monitoring, transaction and geographic risk assessment, consumer support, and audit-ready reporting. The platform also supports compliance workspaces and sharing selected reports or transaction information among authorized property professionals. AI may assist consistency, document handling, status prompts, or exception work, but a model output is not legal advice, a regulatory determination, or proof that a person or transaction is free of financial-crime risk.
The consumer terms describe Assured Compliance as a managed service that collects information, coordinates checks, may use third-party services, and shares results with relevant estate agents or conveyancers. Those terms also state that a successful outcome is not guaranteed and that users must provide accurate, timely information. Buyers should distinguish Coadjute's current managed compliance offering from its broader transaction-network history and confirm exactly which modules, professional reviews, counterparties, and jurisdictions are included in their contract.
Who it is for
Coadjute is most relevant to UK estate agencies, conveyancing practices, and MLROs seeking structured AML workflows and operational support. Buyers and sellers may interact with the service after an invitation from a property professional. It is not a regulator, law-enforcement body, legal adviser, conveyancer, guarantee of HMRC or professional-body acceptance, or substitute for a firm's own policies, risk assessment, suspicious-activity reporting, training, and accountable MLRO decisions.
What to verify before adopting
Map business-wide and matter-level obligations across customer, beneficial owner, property, transaction, geography, service, sanctions, politically exposed persons, source of funds, source of wealth, enhanced due diligence, ongoing monitoring, and record retention. Test individuals, companies, trusts, estates, overseas parties, complex funding, gifts, multiple owners, failed identity checks, document conflicts, accessibility, and urgent matters. Confirm regulatory scope, third-party providers, review qualifications, risk methodology, false matches, override authority, report sharing, consumer consent, audit trails, data location, retention, deletion, security evidence, incident response, service levels, pricing, exit, and regulator-ready exports. Obtain qualified compliance and legal review before relying on any workflow. PropAIdir has not independently tested Coadjute or reproduced vendor claims about compliance, risk coverage, AI quality, audit outcomes, time savings, security, or transaction speed.
